Vliv frekvence splátek spotřebitelských úvěrů na ukazatel roční procentní sazby nákladů - RPSN
The article focuses on the analysis of APR, annual percentage rate, from the point of view of the frequency of instalments. It is an idicator which shows real expenses connected to consumer credits which also takes into account time value of money. Nevertheless, it is not always the main criterion when deciding which loan to take. Clients usually decide according to the size of instalments and lending rate only. The article also includes the comparison of the rate, the coefficient of increase and...