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Let $R$ be a commutative ring. The annihilator graph of $R$, denoted by $\mathrm{AG}\left(R\right)$, is the undirected graph with all nonzero zero-divisors of $R$ as vertex set, and two distinct vertices $x$ and $y$ are adjacent if and only if ${\mathrm{ann}}_R\left(xy\right)\ne {\mathrm{ann}}_R\left(x\right)\cup {\mathrm{ann}}_R\left(y\right)$, where for $z\in R$, ${\mathrm{ann}}_R\left(z\right)=\{r\in R:rz=0\}$. In this paper, we characterize all finite commutative rings $R$ with planar or outerplanar or ring-graph annihilator graphs. We characterize all finite commutative rings $R$ whose annihilator graphs have clique number $1$, $2$ or $3$. Also, we investigate some properties of the annihilator...